409 Main St
Coshocton, OH 43812
(740) 622-4941

Coshocton Store Hours:
Mon - Thurs 9:30a - 5:30p
Fri 9:30a - 7p
Sat 9:30a - 5:30p

 

1558 E Coshocton Ave
Mt. Vernon, OH 43050
(740) 393-1663

Mt. Vernon Store Hours:
Mon - Sat 10a - 7p
Sun 12p - 4p


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Jewelry Education: learn about precious metals and metal care
Diamond Education: learn about the 4 C's that effect a diamonds value

Gold

Gold has been treasured for thousands of years and is almost synonymous with riches. Durable yet malleable it has been fashioned into art objects and jewelry pieces from ancient times. In its pure form gold is rich yellow color and very dense and heavy. It can be polished to a very high luster.

Pure gold is quite soft. For jewelry purposes, gold is usually mixed or "alloyed" with other metals to give it strength and to change its color. Pure gold is stated as 24 Karat or 24K, and is often combined with other metals such as copper, silver and nickel to yield different purities such as 10K, 14K and 18K. 10K is 10/24 pure or 41.66% gold. 14K is 14/24 pure or 58.33% gold. 18K is 75%.

Using more nickel in the alloy will turn the metal white- using more copper will cause the metal to retain more of its yellow coloration. Variations in the alloy mix can create an interesting array of colors including pink and green.

White gold is often electro plated with another rare white metal, rhodium, in order to give it a very bright white finish. Base metals are often electroplated with pure gold to give the appearance of pure gold.

Federal Trade Commission rules require that jewelry items that are sold as gold must be stamped with the purity and bare the trademark of the manufacturer. The stamp will normally appear as 14K, or 18KT. Sometimes the stamp will take the numerical and take numerical form such as "585" indicating 14K, "750" for 18K.

Platinum

Platinum is a rare white metal that is relatively new to the jewelry world. It gained popularity in the early 20th century and has experienced a tremendous resurgence in the past 20 years. Platinum is also alloyed with other rare metals such as iridium and palladium giving it exceptional strength and durability. The purity of Platinum in jewelry is normally at least 90%. Platinum that is 95% or greater in purity can be stamped simply, PLT or PLAT. For purities below 95% the percentage must be indicated, such as "900 PLT", indicating a purity of 90% platinum.

Platinum is scarcer and more costly than gold and is used in greater purity as a jewelry metal. As a result jewelry items manufactured with platinum are considerably more expensive than those made from white gold.

Practical advice:

14K white gold is a very good alternative to platinum. The look is essentially the same and the price significantly less. Larger items made in platinum can also become quite heavy and may not be as comfortable as the same item in 14K white gold.

In items that contain expensive diamonds or gemstones, the cost of a platinum setting may be a relatively small portion of the overall cost. In these cases many customers prefer to have a platinum setting for the additional purity, heft, strength and durability.

Sterling Silver

Pure silver is a fairly soft metal and is mixed with other metals, usually copper, to attain greater hardness and durability for use in jewerly and flatware. Sterling silver contains 92.5% pure silver and 7.5% alloy. Sterling silver is often expressed and stamped as .925.

Silver is the most reflective of all metals. For this reason it is used as the backing for mirrors. It's ability to take a very high polish and its malleability and durability make it a great metal for jewelry making. It's relative availability compared to gold and platinum make it an affordable precious metal.

Sterling silver has a tendency to oxidize in air, causing it to darken. To look it's best it needs to be polished from time to time in order to retain its luster. Polishing clothes are available that with gentle rubbing can quickly remove the oxidation and restore a bright finish. Sealers are also used on some silver products to provide tarnish resistance.

Diamond Education - The 4 C's: Click on the lnks below to learn more...

CUT

     Cut is the only human contribution to the diamond's beauty; however, it is one of the most important. Well cut diamonds can reflect light like a mirror from one facet to another and disperse and reflect this light through the top of the stone.  A well cut diamond will be symmetrically round, proper depth and width, and have uniformity of the facets.  

These features will result in a brilliant and fiery radiance!  Diamonds that are cut either too deep or too shallow can lose or leak light through the sides and bottom and will be less brilliant-and ultimately of less value.


COLOR

     The color scale above reflects how closely a diamond approaches the colorless range. Although most people recognize diamond as colorless, true colorless diamonds are quite rare. The absolute finest white diamond carries a "D" color grade. These exceptionally white diamonds make up a small fraction of all mined diamonds; therefore most jewelry is made using diamonds in the near-colorless range. When comparing different color grades, most people will be unable to see a difference in color, although there can be a significant difference in price.

      Surprising to learn, diamonds are also available in a variety of colors including red, purple, pink, green, orange, yellow, blue, brown and black. These extremely rare and unique diamonds are termed "Fancy Colors" and are graded based on the hue, tone and saturation of their color. The more intense the color, the higher the rarity factor. The rarest of the fancy colors is red.

     Though radically rare, there are a few diamonds that have had their color whitened by a technologically sophisticated process developed by General Electric. The process is permanent, undetectable, and irreversible.


CLARITY

     The clarity grade is the degree to which the diamond is free of inclusions and blemishes. Nature produces very few things that are absolutely perfect. Most diamonds have internal birthmarks, known as inclusions, and external characteristics called blemishes. These clarity characteristics are evaluated under 10X magnification, by trained diamond graders, based on the number, nature, size, location and color of each characteristic. Clarity characteristics are also used to distinguish one diamond from another. A diamond's inclusions are like a fingerprint, making each diamond one-of-a-kind. Flawless diamonds are extremely rare and command the highest prices, but finding a diamond with minute inclusions can reduce the cost of the stone without detracting from its beauty or durability.

      Also available are a small percentage of diamonds that have been clarity enhanced by chemical infusion and laser treatments. Clarity enhanced diamonds are typically offered at significant savings, therefore they are a great way to get a bigger look for your money.


CARAT WEIGHT

     Diamonds are weighed on a scale of metric carats, abbreviated "ct." It is equal to approximately 1/5 of a gram. A carat is broken down into 100 points, just like a dollar is broken down into 100 pennies. When you see a diamond weight of 1.45ct, that means one carat and 45 points.

      The larger a diamond is the rarer it is. Diamonds are bought and sold on a pricing concept known as "per carat." As diamonds get larger, the price per carat increases due to the rarity factor, so a diamond that weighs 2ct. will be worth more than twice as much as a 1ct. diamond.


Budgeting for a Diamond

There really is no one size fits all method in calculating the correct budget.

Setting your budget for purchasing a diamond is as much of a practical issue as it is a romantic issue. Buying a diamond is not a time to be miserly, nor it is an occasion to overspend and overextend your finances. Never lose sight of the fact that the budget you set for your diamond should be an amount that you are comfortable with.

Buying a diamond equal to two months of your current salary is common place to begin, but your budget may be more or less than that amount.
Your credit worthiness, savings, and spending habits should all be taken into consideration when setting a budget.

The worst thing you could do is not set a budget at all. As you shop for a diamond you will be presented with many choices, and having a budget set will give you the freedom and peace of mind to make those choices without straying from you budget.
Dean’s has attractive financing options available.

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409 Main St
Coshocton, OH 43812
(740) 622-4941

Coshocton Store Hours:
Mon - Thurs 9:30a - 5:30p
Fri 9:30a - 7p
Sat 9:30a - 5:30p

1558 E Coshocton Ave
Mt. Vernon, OH 43050
(740) 393-1663

Mt. Vernon Store Hours:
Mon - Sat 10a - 7p
Sun 12p - 4p